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Commercial Umbrella Insurance in West Des Moines, and Norwalk, IA

Extra Protection that Keeps You in Business

As a business owner, keeping your business insured is one of the most important financial decisions you can make. But if you don’t have a sufficient amount of coverage, your current policy may not have the extra layer of protection needed for situations that can jeopardize your finances, or even your operations.

With Commercial Umbrella Insurance from Montgomery-St John Insurance Agency, you can protect your business and your assets in the event that your company gets sued in a major lawsuit.

A Commercial Umbrella policy will provide your business with additional coverage should a lawsuit or major accident exceed the limits of your existing, or underlying, General, Auto, or other business liability policy. It can also insure an incident that occurs outside of your coverage territory.

What Does Commercial Umbrella Insurance Cover?

Major lawsuits are a result of accidents that occur either on or off the premises of your business. The following are examples of situations where Commercial Umbrella coverage can safeguard your business:

  • Accidental falls or slips on your property
  • A carbon monoxide leak in your building
  • Libel, slander, or invasion of privacy
  • If one of your products causes injury or illness
  • If a fire in your building damages other property
  • Violations of Employment Practices Liability
  • If your business vehicle is involved in an accident

How Much Umbrella Coverage is Enough?

Since lawsuits can be expensive and accidents do happen, you can never be too careful with your coverage options. That’s why at Montgomery-St John Insurance Agency, our helpful insurance experts will work with the individual needs of your business to find a level of protection that keeps you and your operations secure. Commercial Umbrella Insurance is simply an affordable coverage that can help you avoid major losses.

Protect your business personally and financially with a Commercial Umbrella policy from Montgomery-St John Insurance Agency.

Our Location

Airport Plaza

4214 Fleur Dr, Ste 8
Des Moines, IA 50321
Main office: 515-679-0024
Toll free: 800-379-7722

Our Providers

I can't come up with anything that is being done wrong. Any time we have questions or concerns they are always taken care of immediately. I would highly recommend your services to anyone that is looking for a top notch insurance agency. -Charles Campbell
Charles Campbell
Your willingness to find the best coverage for the best price for your customers. -John Dowell
John Dowell
Customer service, Kelli and Deb are always available to answer my questions. -Tiffanie Nalls
Tiffanie Nalls
Great service. And they always get back with you in a timely manner. -Richard Rudolf
Richard Rudolf
Provided sound advice and options. -James Work
James Work
It is easy to speak with someone and come in at anytime to speak with someone. I like the way you look for better insurance coverage for me each year. The price is right, but you do not compromise great coverage. -Susan Martinez
Susan Martinez
Honesty and promptness. Friendly staff. Great location for me. -Susan Robbins
Susan Robbins
You and your staff have been very professional, accurate and helpful. -Alan Rivers
Alan Rivers
#1 you treat my family like your family #2 ,no pressure. -Wayne Cooper
Wayne Cooper
Gary is always very prompt in taking care of all of our insurance needs - from coverage to claims, we have been very pleased with Montgomery-St. John. -Dusky Terry
Dusky Terry
Gary is always willing to take time when I call to inquire about professional or personal insurance needs. He listens to me and continues to answer questions until I understand his response. I always feel like he has my best interest in mind. -Craig Purscell
Craig Purscell
Your professional attention to details and meeting our individual needs sets you apart from the "other guys". Also, the immediate and accurate information we receive regarding our questions makes us feel confident that all our present and future needs will be handled. Thank you. -Alan Stern
Alan Stern
Gary, you are an awesome source of information and always happy to help. You always go the extra mile. -Susan McFadden
Susan McFadden
Great service. Friendly staff. -Stan Procyk
Stan Procyk
When we call the office with questions, we always get the information quickly. Very friendly staff. -Clyde Sievers
Clyde Sievers
You are the best. I wouldn't go anywhere else. -David Gutfreund
David Gutfreund
Been with MSJ for about 30 years because of the customer service. Price may been a incentive but having the great customer service is what makes it! -Robert Baudler
Robert Baudler
First off, Gary has been absolutely amazing with every insurance need we have ever needed. If I have any questions he is able to help me get the answers and always makes sure I am completely happy with those results. Secondly, Gary has been our "insurance Guy" for over ten years and I constantly suggest others to use him for their needs as well. I. Can't thank him and the wonderful team at Montgomery St. John enough for providing the best for my family. -Elizabeth Pirillo
Elizabeth Pirillo
First off, Gary has been absolutely amazing with every insurance need we have ever needed. If I have any questions he is able to help me get the answers and always makes sure I am completely happy with those results. Secondly, Gary has been our "insurance Guy" for over ten years and I constantly suggest others to use him for their needs as well. I. Can't thank him and the wonderful team at Montgomery St. John enough for providing the best for my family. -Elizabeth Pirillo
Elizabeth Pirillo
You always get back to me promptly on any questions that I have. You treat me like I'm important! -Paula Brekke
Paula Brekke
I just want to mention, that Kelli Freerksen has always provided me with such great customer service and been so helpfulful on all of the various changes that I have had to make over all the years that I have been a customer. She always gets everything taken care of right away, so I don't ever have to worry if my changes are done and implemented. She's definately an asset to your company and a big part of why I have been a customer all of these years. Thank you.
Lori Budding